There are thousands of internet websites out there selling prescription medications, experimental medications,insurance of health and all kinds of “miracle cures.” You can be risking your health and even your life by buying medications over the internet.Buyer Beware may be an old saying but is still applicable nowadays especially with health insurance quote online.
Consumers should always be on the lookout for common insurance scams. Some warning signs of fraudulent plans include:dramatically low premiums;guaranteed coverage – regardless of pre-existing conditions;lack of the word “insurance” anywhere in the materials;plans that ask for premium payments in cash or for an entire year up-front.
Many organizations, including the National Association of Health Underwriters, are educating their members and consumers about how to recognize insurance scams and protect against them.Be careful in receiving bogus information on what you actually wanted and check out first before receiving the plan you thought the health insurance quoted. It is possible that the insurance company will only pay a small portion of the bill. If the policy is only vague, you may not be aware that what you paid for is not a full insurance benefit and only a fraction is what they could cover. Most states sponsor fraud bureaus that investigate insurance scams, and some even reward whistleblowers if there is a conviction.The only way to stop the spread of insurance scams is to learn how to detect fraud and work to prevent such criminals from succeeding.so Before you sign up, Koeppen advises, contact your state insurance commissioner to make sure the company is licensed to sell insurance.